Financing partner

CareCredit

Healthcare credit card with promotional financing for cosmetic and medical care.

CareCredit is a health and wellness credit card issued by Synchrony Bank. It offers promotional "no interest if paid in full" financing on qualifying purchases of $200 or more, plus longer-term reduced-APR plans for larger treatment plans. Used at over 260,000 healthcare providers nationwide.

Apply / Pre-qualify with CareCreditExisting patient sign-inTalk to a coordinator

Issued by Synchrony Bank

Why patients choose CareCredit

Plans & rates

17.90% – 20.90% for reduced-APR plans; deferred-interest plans charge no interest if paid in full within 6/12/18/24 months

PlanDetailMin. purchase
6 monthsNo interest if paid in full$200
12 monthsNo interest if paid in full$200
18 monthsNo interest if paid in full$200
24 monthsNo interest if paid in full$200
24 months @ 17.90% APRReduced-APR fixed monthly payments$1,000
36 months @ 18.90% APRReduced-APR fixed monthly payments$1,000
48 months @ 19.90% APRReduced-APR fixed monthly payments$1,000
60 months @ 20.90% APRReduced-APR fixed monthly payments$2,500

Eligible treatments

Pre-qualification through CareCredit’s online flow involves a soft credit inquiry that does not affect your credit score; submitting a full application is a hard inquiry.

  • Cosmetic dermatology
  • Cosmetic & plastic surgery
  • Medical dermatology
  • Injectables (Botox, fillers)
  • Laser & energy treatments
  • Body contouring
  • Skincare & retail

How it works

  1. 1

    Pre-qualify online

    Visit the CareCredit application page and complete the short pre-qualification form. A soft credit check returns an answer in seconds without affecting your score.

  2. 2

    Choose your treatment plan

    Once approved, your concierge will help you confirm pricing for your treatment package and select the promotional financing option that fits.

  3. 3

    Pay at checkout

    Use your CareCredit card at our front desk or during virtual checkout to pay your deposit or full balance.

  4. 4

    Manage payments online

    Sign in to your CareCredit account anytime to make payments, view statements, and track your promotional period.

Frequently asked questions

Does pre-qualification affect my credit score?
No. CareCredit’s pre-qualification uses a soft credit inquiry, which does not impact your credit score. A hard inquiry only occurs if you choose to submit a full application.
What does "no interest if paid in full" mean?
CareCredit’s 6/12/18/24-month plans are deferred-interest offers. If you pay your promotional balance in full by the end of the promotional period and make all minimum monthly payments on time, no interest is charged. If any balance remains at the end of the promotional period, interest is assessed retroactively from the original purchase date at the standard variable APR.
Can I use CareCredit for follow-up treatments?
Yes. CareCredit is a reusable credit line — once approved, you can use the same card for follow-up appointments, maintenance treatments, products, and other healthcare expenses at any participating provider.
Which Dr. Jason Emer treatments qualify?
Most cosmetic and medical dermatology services qualify, including injectables, lasers, body contouring, surgical procedures, and skincare. Your patient coordinator will confirm specific eligibility during your consultation.

Disclosures

  • CareCredit credit card accounts are issued by Synchrony Bank.
  • For deferred-interest promotional plans (6/12/18/24 months): Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period or if a minimum monthly payment is missed.
  • Not all promotional financing options are available for every transaction. Your patient coordinator will confirm which options Dr. Jason Emer MD currently accepts.
  • Subject to credit approval. Promotional financing offers and terms are determined by the lender; final eligibility, APR, and terms are confirmed during the application.
  • Dr. Jason Emer MD does not extend credit, set rates, or determine approval. All financing decisions are made by the lender.