Financing partner

PatientFi

Aesthetic-medicine financing platform with extended terms for injectables and surgery.

PatientFi is a healthcare financing platform purpose-built for aesthetic medicine, with same-day decisions, soft credit checks, and term lengths up to 72 months for selected injectable treatments. Patients can finance plastic surgery, med-spa treatments, dermatology, and cosmetic procedures with 0% APR options for short-term plans and competitive fixed-rate plans for longer terms.

Apply / Pre-qualify with PatientFiExisting patient sign-inTalk to a coordinator

Issued by PatientFi (multiple lender partners)

Why patients choose PatientFi

Plans & rates

0% APR on 3- and 6-month full-pay plans; standard fixed APRs apply on 12/24/36/72-month plans

PlanDetailMin. purchase
3 months0% APR full-pay plan—
6 months0% APR full-pay plan—
12 monthsStandard fixed-APR plan—
24 monthsStandard fixed-APR plan—
36 monthsStandard fixed-APR plan—
72 monthsAvailable on BOTOX® and JUVÉDERM® treatments — extra 0.25% APR discount—

Eligible treatments

Applying with PatientFi takes about 30 seconds and uses a soft credit check that does not impact your credit score.

  • Plastic surgery
  • Med-spa treatments
  • Cosmetic dermatology
  • Injectables — BOTOX®, JUVÉDERM®, fillers
  • Lasers & energy devices
  • Body contouring
  • Skincare packages

How it works

  1. 1

    Apply in 30 seconds

    Visit patientfiapply.com and complete the short application. A soft credit check returns an answer almost immediately without affecting your credit score.

  2. 2

    Pick the plan that fits

    Choose between 0% APR full-pay (3 or 6 months) or longer-term fixed-rate plans (12 / 24 / 36 / up to 72 months for BOTOX® or JUVÉDERM®).

  3. 3

    Confirm with your coordinator

    Your patient coordinator confirms the approved amount and applies it to your treatment package.

  4. 4

    Make monthly payments

    Set up automatic payments or pay manually each month. Your account is managed entirely through PatientFi.

Frequently asked questions

Does applying affect my credit score?
No. PatientFi’s application uses a soft credit pull that does not impact your credit score. You can see what you qualify for risk-free before committing.
What is the 72-month plan and which treatments qualify?
PatientFi offers a 72-month plan with an additional 0.25% APR discount specifically for patients financing BOTOX® or JUVÉDERM® treatments. This is the longest term available on PatientFi and is designed to make ongoing injectable maintenance affordable.
How much can I borrow?
PatientFi offers financing from $200 up to $50,000, depending on your application. Your specific approved amount is determined by PatientFi’s lender partners.
Are there origination or prepayment fees?
PatientFi loans typically have no prepayment penalty and you can pay off your balance early at any time. Origination fees vary by plan — review your specific offer terms during the application process.

Disclosures

  • PatientFi is a financing platform; loans are originated by PatientFi’s lender partners. APRs and approval amounts are determined by the lender at the time of application.
  • The 72-month plan and 0.25% APR discount apply to specific injectable treatments — your coordinator will confirm eligibility.
  • Subject to credit approval. Terms and conditions of your loan are disclosed before you accept the offer.
  • Subject to credit approval. Promotional financing offers and terms are determined by the lender; final eligibility, APR, and terms are confirmed during the application.
  • Dr. Jason Emer MD does not extend credit, set rates, or determine approval. All financing decisions are made by the lender.